About Us

About Us Our Wholesale Brokerage Team is comprised of the most professional, highly skilled, dedicated individuals in the industry. We are the people that have committed ourselves to providing the highest level of service with the lowest rates available. We were here before the real-estate boom, subsequent colapse, and we’ll be here long after.

Some of the reasons to choose Forem:

Wholesale rates - Why pay retail? The consolidation of the banking and lending industries has created a small group of lenders that do not feel like they need to compete for your business. They think they are the only game in town and will charge customers accordingly. Just take a look at some of the big boys: Compare Bank of America, Chase, and Wells Fargo 's current offerings to OUR CUSTOM WHOLESALE RATE QUOTES and you'll see what we mean. We utilize specific lending channels and warehouse lines of credit to find our customers THE BEST rates in the industry. So give it a shot .... Get a quote from your current lender and upload it with your Application. We will match or beat any Lender out there.
Low Overhead - We don't have a corporate jet, or executive expense accounts. We keep our sights focused on what is really important.....providing the customer with the best possible price and service. Our costs are low, our rates are GREAT, and our team is efficient. As a result we pass the savings on to you, our customers.
True Professionals - At Forem we do not employ inexperienced sales agents or hire loan officers right out of college. You deal with an experienced mortgage/real estate professional every time. We have the knowledge to assist you in any situation and if we cannot help you, we will do all we can to point you in the right direction. We have an A rating with the BBB and will always make it priority #1 to maintain that status. Customer Service really is #1. Feel free to contact us at any time with any questions or concerns regarding your home financing needs. We will do our best to help whether you choose to do business with us or not.
Fairness in Pricing - We believe that everyone deserves to get the best loan possible, no matter what the situation. Unlike some brokers and lenders, we at Forem will never charge excessive lender fees or exorbitant rates. We are 100% transparent about our pricing and our fees and will always disclose everything up front. Ask for a Good Faith Estimate to see what we mean.....C lick here to request a GFE
Tools and Resources - We believe information is the key to success. We have comprised and made accessible to you a wealth of tools and resources of all things real-estate. Click here to view current news feeds and articles of what is happening in the mortgage, real-estate and housing market. Click here to view our rates, or click the resources or tools tab at the top of your screen to see some of the other things you can do online.

We are eager to earn your business. Call or Apply Online TODAY!

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Rate Watch

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U.S. mortgage rates held at their lowest level since late May in the latest week, low enough to continue to spur home loan demand and help...

Defying conventional wisdom, the market for U.S. government debt is rallying thanks to an unusual combination of buyers including American...

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Real Estate

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The former government regulator of mortgage giants Fannie Mae and Freddie Mac told an industry audience that the companies have nearly 100,000 real estate-owned properties, and that number is rising.

Home resales dipped unexpectedly last month after a four-month streak of gains, providing evidence that the housing market recovery remains fragile.

The foreclosure crisis grinds on amid signs of hope.

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Economy

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There is opposition to one of Mr Geithner's key proposals to create a new consumer-focused government agency.

Signaling confidence in a recovery, the Federal Reserve decided Wednesday to stretch out the pace of a program intended to lower mortgage rates and prop up the housing market.